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Free Credit Score Report
Get a free credit score with your free trial membership at MyFreeScoreNow.com. Your membership includes your free credit score based on your current credit report. Plus, you will receive email alerts when there are significant changes to your credit report. And, you will get an updated credit score each month your membership is active.
Why Does Your Credit Score Matter?
Your free credit score and report can have a significant impact on your life. With today’s technology, scores can be used day and night to make an instant assessment of your creditworthiness. Knowing and understanding your credit score gives you a financial edge that could put money in your pocket through lower interest rates and lower monthly payments.
What Is a Good Credit Score?
Because so many different credit scoring models are used, there is no single “good” credit score. Far more important than the number is how you rank on the particular scale being used. Because scoring models in general take the same things into consideration (primarily the information on your free credit report), a good credit rating on one scale will usually translate to a good credit rating on another scale.
Who Can View My Credit Report?
The Fair Credit Reporting Act (FCRA) protects the privacy of your credit report. By law, however, your report may be released to persons or organizations which have a legitimate reason to view your report. In most instances, you must grant permission for your free credit report to be accessed. Granting such permission is often in the fine print of credit or employment applications.
How Is My Credit Score Calculated?
Your credit score is based on the VantageScore 3.0 credit scoring model. Credit scores on this web site are calculated based on VantageScore 3.0. The score on this web site is educational. Your lender or insurer may use a different credit score than VantageScore 3.0, or another type of credit score altogether.
About Annual Free Credit Reports
Under federal law you have the right to receive a free credit report from each of the three nationwide consumer reporting agencies once every 12 months. However, a free credit score is not included. Since information in your credit file can change frequently, it can be a good investment to keep tabs on your credit score and credit report more frequently by using a credit monitoring service.
Order Your Free Credit Score
Get a free credit check on yourself today. Order your Free Credit Score, and you will be enrolled in our credit monitoring membership for a free trial period. You can cancel at any time.