I’ve used TransferWise for money transfer and receiving international freelance payments in my borderless account. This is my honest TransferWise review and why I think it is a much better alternative to Payoneer, Paypal, traditional bank wires or exchange kiosks.
If you are here for the reward offer, sign up using this link and you’ll get free international transfer of up to £500.
My Personal TransferWise Review
As a freelancer based outside of US, it is always a headache to receive payments from the websites I work for. So far I had been using Payoneer and Paypal to make do. But those methods would cost me almost 15% in transaction and withdrawl fees alone. If I made $100, when that payment was deposited into my Payoneer account it would become $98 ($2 deposit fee). Then each time I used the Payoneer Mastercard debit card, I lost around $3 to Payoneer and another $5 to the local ATM machine as transaction and withdrawl fees. Also just to keep the Payoneer account active, they charged $29/year. All in all of that $100, I would end up only getting about $85. Paypal was no better. I didn’t have other options until last month when I heard about TransferWise.
I signed up immediately and went through their verification process. When I received $133.16 from my freelance work, I was glad that there was no fee! I received the amount in full. (Payoneer would have deducted $2.7) Then as a test, I transferred $100 to my local bank account in my country. I received $98 out of that $100. In total I only paid $2.7 total fees, compared to $15 fees on Payoneer. I am going to stick with TransferWise for sure.
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Are you looking for a credit card? I have been using American Express Blue Cash Everyday credit card for few months now and this is my review of the card.
To get the $200 referral bonus, use my referral link to signup for Amex Blue Cash Everyday credit card.
Without the referral you will only get $150 bonus. With referral, the bonus is $200 for you.
Who is American Express Blue Cash Everyday Card for?
As the name suggests, Blue Cash Everyday is an everyday use cash back credit card. Just like any Visa credit cards, it can be used to purchase anything anywhere. Hence a Blue Cash Everyday card is for just about anybody. But with credit cards, it is always good to have 2 or 3 cards (of different types) in the wallet and use each based on the rewards they can collect off of the purchase. I carry 3 credit cards and Amex BC everyday is one of them.
For instance, some cards give 3% cash back on grocery but they might only give 1% cash back on other items. In such cases, it is wiser to use the card that has higher rewards like cash back depending on the category of the purchase. No single credit card gives all the benefits (while still being free of annual fees), otherwise all of us would be using just that. Blue Cash Everyday card has no annual fee and has decent benefits.
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What is Codementor?
Codementor is an online freelancing platform, similar to Upwork or Freelancer. However, the Codementor community is much more refined than the other two platforms. The people that apply to be a mentor on the platform need to fill an extensive profile that will be vetted by Codementor staff to determine if they qualify. In turn, the quality of postings and a steady stream of various opportunities makes Codementor the perfect platform to put your knowledge to use and make some solid side income.
As a beginner, I began by charging at $15 for 15 minutes, and I have slowly increased that price. Within this review, I’ll review the onboarding process for getting started as a mentor on Codementor, the tooling they provide to handle sessions, and payouts via the platform.
Signing up on Codementor
Codementor is a lot like filling out your Linkedin profile. The process begins by asking your area of expertise and rating yourself on your skills. They encourage you to link social profiles such as Github and Stackoverflow to verify your legitimacy and skill level.
This application is a lot of work. I would highly recommed someone to put a lot of detail and effort. I would estimate about half of the people who want to become a mentor are filtered out here. You’ll have to put some effort into it. Here is an example of a good profile. If you have any blog posts, it’s also a good idea to submit them. It further validates your interest and skillset. I pasted a couple of my older project posts onto the platform.
After you submit your application, you will have to wait. For me, it took about 3 days to get approved and hear back. Some of my peers did not hear back at all. Don’t fret, you can always go back and keep fixing your application.
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This is my review of Zipcar where I will answer all the questions I myself had before I signed up for a Zipcar membership so you won’t have to wander. In my opinion, Zipcar is the best car rental service if you need a car to run quick errands and to haul stuffs from A to B, or go on short trips within 180 miles. Here’s why.
For free $25 Zipcar credits, sign up using my referral link.
The referral credit can be spent on your Zipcar rides, even the first ride! When you sign up using that referral link, both you and I will receive $25 Zipcar credits each.
What Makes Zipcar Different?
There are so many unique aspects to Zipcar that its competitors seem to miss. For instance, a Zipcar can be picked up and delivered at any time of the day 24 hrs 7 days of week. Compare that freedom to Enterprise, where you have to deposit their cars during their business hours. Zipcar is also significantly cheaper than its competitors if you rent for few hours, since most cars go for $8/hr AND it includes insurance + gas. If you rent for entire day, or multiple days – then all car rental services cost approximately the same.
Besides, Zipcar has a cool factor which I found out when I drove one. All their cars have a nickname. 🙂 I have rented several times and they have all been clean, well-maintained, non-abused vehicles with <2000 miles on them. The cars come in different shapes and sizes, can be parked for free in the city in parking spots owned by the company. If there are Zipcars close to you, it is very convenient to use. Makes life so much easier. Also if you are a college student, they even waive the application fee. There is no application fee for students PLUS the yearly membership cost is only $15!
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This is my detailed review of Cricket Wireless. I have used their service for 2 months now and have traveled the West coast, North East and some places in between. So far I am really satisfied with the cellular coverage, 4g LTE data speeds, affordable plans and various perks of Cricket. In this blog post, I’ve tried to share my experiences in case you want to learn about Cricket Wireless!
Update: All the old referral links have expired. If you want the free $25 credit offer, use this link to sign up on Cricket!
What’s awesome about Cricket Wireless
Great Network Coverage
Cricket Wireless is a wholly owned subsidiary of AT&T; they both use the same cellular infrastructure which is why Cricket is able to provide much better coverage compared to other competitors. As mentioned above, I have been to the Bay area, Chicago, IL and few places urban and rural in Ohio — I have had cellular service throughout. The data speeds varied but I got enough bandwidth for streaming songs on Spotify, casual browsing, emails and iPhone app updates. I’ve included some speedtest.net screenshots below. Cricket caps the data speed to 8Mbps downstream however 8Mbps is more than sufficient for using internet. Also one would never try to stream full movies on cellular data unless they are on the unlimited plan.
Cricket Rewards – Benefits For Loyality
Cricket Wireless also has an app called “Cricket Rewards” where you collect points for participating in small in-app activities. These are completely optional. Customers can use the points to redeem gift cards to more than 50 stores like Amazon, Walmart, Target, etc and even Cricket Wireless refill cards.
New Cricket customers who sign up for Cricket Rewards using someone’s referral code get 50,000 points for free, which can be used to redeem $25 Cricket refill card or other gift cards. All the earning/redeeming points is done through the Cricket Rewards app.
If you’re looking for a referral code, use mine.
Cricket Group Save – Up To $100 OFF
Group Save is essentially family plan at Cricket, but you don’t necessarily need family members. You can create groups with friends or even with random strangers on the internet! 🙂 (Check out /r/CricketGroups if you want to create groups with redittors)
The coolest thing is that with group savings, 2.5 GB 4g LTE + Unlimited talk/text costs only $20/mo! I don’t think there are other carriers that can manage to provide comparable service at such an affordable price.
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UberEats is an instant food delivery service from Uber. If you have never used it yet, sign up and apply UberEats coupon code “eats-UberKFC” to get $10 OFF on your order.
What is UberEats?
A food delivery service from parent company Uber, UberEats app can be downloaded from the app store or the play store. Once logged in, you can look for local restaurants in your city. All the restaurants that have signed up to deliver with UberEats will be available. After you select where you want to order food from, it is time to select FOOD!
Just as you’d look at an online menu, users can select individual food items and add them to cart. UberEats allows you to add special instructions/comment to each item in your cart. If you’d need additional spoons, forks, napkins, etc … comment section is where to request. Once that’s done, you can go ahead and check out. There is no need to tip because all fees including tip and delivery is included in the final amount. After you check out and pay through the app, you will receive notification that your order has been received by the restaurant.
Once the restaurant gets the order, they being preparing the food. This can be seen in realtime by the user through the UberEats app as well as the UberEats website. The coolest part in my opinion is the delivery where you can track your food on the map moving towards your delivery location, just as you’d see Uber cars whenever you request one.
UberEats is similar to other food delivery apps like GrubHub, Caviar and PostMates. The only difference is that UberEats is a service by Uber. When you order using other apps, the person who delivers car able to choose their own mode of transport, which could be a bike. With UberEats, you can be assured that it is the same Uber cars that are doing the delivery. In most places, this will be faster and dependable.
Especially when you want to get food from restaurant that’s far far away. Also the delivery fee is $5 flat in UberEats. In other apps, it varies. On some services like GrubHub, you have to pay tip to the person who delivers, when you receive your food. With UberEats, you don’t need to pay tip becaue everything is affordabily included in the final price and is paid online when you order. This is a good user experience because the customer doesn’t need to worry about carrying cash. As soon as the food is delivered, all they should care about is its taste.
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I have been a Republic Wireless user for over 2 years now. This is my review of its perks, benefits, phone choices and plan prices. See how Republic Wireless stacks against the competition and what makes it special.
Update: Good news! Republic Wireless supports the new Google Pixel and Pixel XL phones!
What Is Republic Wireless?
Republic Wireless is a hybrid cellular service provider that uses both WiFi and cell for talk and text. That way they’re able to provide cheaper service and extra coverage in places where cell can’t always reach – even abroad. They combine fast nationwide 4G LTE cell service with WiFi for talk and text, more coverage, and incredible savings. When there is WiFi, the phone uses internet for talk and text. In absence of WiFi it automatically switches back to cellular. The process of “switching” is seamless and barely noticeable to the end user but is the reason why their phone bills can be as low as $15/month.
Republic Wireless Phones
Republic supports some of the best Android smartphones in the market right now. To name them all, they are:
- Samsung Galaxy S7, S7 Edge, S6, J3
- LG Nexus 5X and Huawei Nexus 6P
- Moto X, Moto X Pure Edition, Moto G4, Moto G4 Plus
You can purchase the phone at Republic in which case everything (phone, SIM, cellular) comes already installed hassle-free. OR you can buy one of those phones elsewhere and pop in Republic’s SIM card. Once the SIM is activated, it will work both on Wi-Fi and Cellular. Before they added the Nexus and Samsung phones to the fleet, they had Moto phones which is what I have been proudly using so far. I might get the Nexus 5X or Samsung S7 very soon.
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This is my review of SiteGround and its web hosting service after I have been their customer for over six months. I will highlight the differences between SiteGround and other popular alternatives like BlueHost, HostGator, iPage….. and it will soon be clear how SiteGround beats all the other standard web hosting companies.
Get 70% OFF on your SiteGround hosting purchase: Sign up using my coupon link
The word “standard” is important because it is unfair to really compare SiteGround (and BlueHost, DreamHost, HostGator, iPage, etc) with the expensive and premium services like LiquidWeb, Flywheel, MediaTemple, Pagely, WPEngine, etc. If you are hosting a site that gets 1+ million visitors per month, definitely get a managed dedicated hosting with one of these premium hosts. But if there’s no killer traffic, say below 100,000 visitors/mo, or if you are just starting out a website/blog — then SiteGround is a great option. Here’s why:
SiteGround’s Affordable Pricing – Pay Less, Do More
SiteGround has 3 distinct plans – StartUp, GrowBig and GoGeek. GrowBig and GoGeek can be assumed as “premium shared hosting” because of the additional perks that they offer. If your website needs more resources, SiteGround also provides Cloud hosting, managed Dedicated Servers and then Reseller hosting.
StartUp plan only allows 1 website per account and is suitable for ~10,000 monthly visits. For clarity, 1 visit equals access from 1 IP address over 24 hrs time. If the same visitor accesses your website 20 times in the same day, that counts as 1 visit. If you are just starting out, with just 1 website, StartUp plan is a good choice.
It comes with 1 free domain, unlimited traffic, free SSL & HTTP/2, unlimited MySQL DB, SSD Storage, Email, CloudFlare CDN, Free daily backup, etc.
GrowBig plan is my personal favorite and the one that I am using right now! It allows hosting of multiple websites, and is suitable for ~25,000 combined monthly visits. However, if you use the CloudFlare option (included free), the limit is probably 100,000 visits/mo. CloudFlare caches the website’s data, reduces calls to the web server and also speeds up the website load time.
This plan comes equipped with SiteGround’s SuperCacher software-hardware custom feature that boosts speed and handles simultaneous website requests in spectacular ways! The SuperCacher is the reason why I chose to use SiteGround and have been pleased with the performance gain ever since.
GoGeek plan is what I might use when my website grows out of proportion. It is suitable for viral websites and resource hogging web-applications. It has every feature of the GrowBig plan, PLUS the Geeky advanced features (see the image attached). I would still recommend the GrowBig plan over GoGeek if your websites do not need these extra features. Why pay for extra when you can get the best out of the more affordable plan?
I have hosted many WordPress websites on Siteground. Their custom SuperCacher plugin is not just a WordPress caching plugin. The SuperCacher provides 3 levels of caching: Static Cache, Dynamic Cache and MemCache.
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Available at joinhoney.com, Honey is a free browser extension that automatically finds you money saving coupons, AND also earns you cashback on online purchases! In this “Join Honey review”, I’ll show you how awesome this browser extension is – and how you can get started in seconds!
Click here to join Honey. (It’s free) Start saving money & earning gift cards within 60 seconds.
Honey App Review – Automated, Seamless Cash Back Earnings
There are numerous ways to save money. One of them is by using coupons, of course. Unfortunately not all stores have coupons that you can find online. But did you know that every time you shop online – regardless of if you use coupons or not – you could be earning free cash backs!
What Is Honey Cashback?
Cash back is the amount of money that you get back when you shop at a store. It is usually fixed in percentage. For example, a store might offer 10% in cash back. It means that if you buy a $200 appliance, you will get $20 back which can either be a voucher that can only be used at that store in future, or it may as well be cold hard cash.
Honey app calls this Honey cashback offers “cash bonus” — they are the same. 🙂
Whenever you purchase at qualifying stores (which they have plenty), you will get cash bonus.
All About Honey – and how is it helpful?
Honey is a browser extension and because you almost always use a browser to shop online, this extension saves you money every time you check-out online. It has two main functions.
- Automatic Coupons Insertion
When you are at the checkout page of any qualifying store, in this case GoDaddy, click on the highlighted Honey icon on top right of your browser. Click on Try Codes and Honey app will automatically insert and check each coupon code to find you maximum savings. Proceed to check out, and enjoy both the coupon discount and cash bonus.
- Cash Back Rewards Program (also automatic)
Regardless of whether you applied coupons or not, you can enroll in the cash bonus (cash back) rewards program.
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