I recently used Ria Money Transfer to send money to a friend who lives outside the US. When deciding between Xoom Money Transfer and Ria, I opted to choose Ria this time since it had direct bank transfer to my friend’s bank in his country. Unlike the mixed reviews on the internet, my experience with Ria money transfer was perfect. The money was delivered within 4 days. If I send to the same recipient again, it will be delivered instantly, well almost instantly! In this Ria Money Transfer review, I’ll talk about the awesome service I received from Ria.
For $20 Amazon gift card, signup at Ria using this link or the image below.
Ria Money Transfer Review
Why did I choose Ria?
Because transferring money bank-to-bank (swift transfer as they call it) is not the best idea. Your own bank will charge a transfer fee. The recipient bank will charge another one. Depending upon country and banks, the total fee can be as high as 100 USD. I always try to use money transfers like Xoom, Ria and Moneygram to skip those transfer fees. Ria has an offer where you can send any amount of money anywhere in the world WITHOUT a transfer fee, within the first 30 days of signing up on Ria. That is why I opted to try Ria.
Ria Money Transfer’s Sending Limit
You can transfer anywhere in between 1 USD and 2999 USD at a time, per day.
You also have a “maximum sending limit” of 7999 USD per 30-days period. Once that period is over, you can send up to 7999 USD again.
Transfer Rates and Fees
For the first 30 days from the date that you sign up, they don’t charge fees for any number of transfers. After that, depending upon where you are sending the money from and where your recipient is located, there can be some fees. I said “can” because some countries do not have fees if you are sending more than $999 at a time. The fee at other times is only $5 USD. Always opt to pay using a bank account to avoid fees. Using a credit card to pay will cost $20, and a debit card will cost $8.
No matter what, sending money using Ria money transfer is always cheaper than using a bank-to-bank overseas transfer.
Money Transfer Tracking
Note that the fastest way to send money is by debit or credit card. The processing time for debit and credit cards takes, on average, 15 minutes. But there are transaction fees associated to them. (around $8-20 in most cases)… If you can wait for 3-4 business days, send money using bank account and avoid the extra fees. If you choose bank account, they will call you on your phone to verify that you are the real owner of the said account. You will also need to email them your valid ID as a proof. Don’t worry because it is not a big deal. One email with screenshots of your state ID, or passport, or driver’s license will do the job.
Once you’ve sent the money, they let you track the order just like you would when delivering a UPS or FedEx mail.
Ria Money Transfer Referral Code For $20 Gift Card
You may use my Ria Money Transfer refer a friend link to sign up. You’ll receive a free $20 Amazon gift card when you make a successful money transfer. After that you can also refer your friends and families and help them earn $20 gift cards!
Ria Money Transfer App
Ria does not have mobile apps. As mentioned by their Twitter handle, “No app required! Our site works on iOS, Android, PCs, and Macs of all shapes and sizes.” I honestly don’t think an app is necessary.
With the hassle free service that I received, I’d definitely recommend Ria money transfer to anyone who wants to send money to friends or family via the internet. Skip the bank-to-bank overseas transfer! I hope you found this Ria money transfer review useful. If you have any questions, let me know in the comments section below.
Disclaimer: I was not paid or offered compensation to write this review. This post consists of my own opinion and is based on my own experience as a customer of Ria Money Transfer.